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SBI cuts interest rate on savings account deposits

India's biggest bank State Bank of India has reportedly brought down its savings account interest rate to 3.5% from 4% on balances below Rs 1 crore. However, the bank will continue to offer 4% rate on balances above Rs 1 crore. SBI, in its statement, reportedly said, “The decline in the rate of inflation and high real interest rates are the primary considerations warranting a revision in the rate of interest on savings bank deposits.” Notably, about 90% of SBI's savings accounts have balances below Rs 1 crore.

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